Fire Damage Restoration

smoke damaged electronics

A Practical Guide to Assessing Smoke Damage Risk to Electronics

Can Smoke Damage Electronics Even Without Direct Heat or Flame Exposure? A common misconception we run into across homes and businesses in Chicagoland is that an electronic device is safe as long as the flames never touched it. Unfortunately, smoke doesn’t respect room boundaries. Airborne smoke, acidic soot, and aerosolized chemical vapors travel rapidly through […]

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smoke damage

Everything You Need to Know About Homeowners Insurance & Smoke Damage

Does Homeowners Insurance Cover Smoke Damage from Fires and Wildfires? When smoke invades your living space, it gets into everything. Standard homeowners insurance policies—specifically standard HO-3 special form and HO-5 comprehensive policies—treat smoke, soot, and ash as covered perils under the fire protection section. One detail that catches many homeowners off guard is that coverage

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